Liberty Mutual Insurance Group
|
|
|
|
Revenues |
$34,671 |
$33,193 |
$31,035 |
Pre-tax operating income |
249 |
1,919 |
1,125 |
Net income |
365 |
1,678 |
1,023 |
Cash flows from operations |
2,101 |
2,761 |
2,487 |
Combined ratio |
107.4% |
101.2% |
99.9% |
Personal Markets
|
|
|
|
Revenues |
$8,046 |
$7,502 |
$7,001 |
Pre-tax operating income |
328 |
673 |
654 |
Cash flows from operations |
646 |
1,134 |
1,012 |
Combined ratio |
100.7% |
95.7% |
94.8% |
Commercial Markets
|
|
|
|
Revenues |
$6,382 |
$6,331 |
$6,607 |
Pre-tax operating income |
88 |
278 |
425 |
Cash flows from operations |
537 |
469 |
671 |
Combined ratio |
117.0% |
110.9% |
106.1% |
Liberty Mutual Agency Corporation (LMAC)
|
|
|
|
Revenues |
$11,410 |
$11,687 |
$10,937 |
Pre-tax operating income |
97 |
1,007 |
1,455 |
Cash flows from operations |
322 |
1,113 |
951 |
Combined ratio |
105.5% |
97.6% |
93.6% |
Liberty International
|
|
|
|
Revenues |
$8,566 |
$7,928 |
$7,589 |
Pre-tax operating income |
290 |
740 |
480 |
Cash flows from operations |
1,305 |
1,240 |
1,328 |
Combined ratio |
103.8% |
99.8% |
100.6% |
Other*
|
|
|
|
Revenues |
$267 |
($255) |
($1,099) |
Pre-tax operating income |
(554) |
(779) |
(1,889) |
Cash flows from operations |
(709) |
(1,195) |
(1,475) |
Liberty Mutual Insurance Group results include all significant business units of the Company.
Each business unit is reported in accordance with U.S. Generally Accepted Accounting Principles.
* Other includes discontinued operations (including asbestos and environmental), interest expense, internal reinsurance programs, net investment income after allocations to business units, certain expenses not allocated to the business units, income (loss) related to limited partnership and limited liability company investments (excluding LMAC), other revenues from corporate subsidiaries, and federal and foreign tax payments.